You've tried everything. Your premiums haven't moved.
You offer coverage, but you're pricing next year's plan on last year's behavior; by the time you see the number, it's already locked in. That's the sustainability gap: coverage today with no real control over what it costs tomorrow.
Traditional levers aim at cost, and cost is a symptom, not the source.
The sustainability gap starts with a guidance gap: employees who have coverage but no one helping them use it, so care gets delayed and emergency rooms fill in for primary care. That utilization is what gets priced into your next renewal, locking in the same volatility all over again.
A dedicated CHW advisor, matched to each covered member and trained as a frontline healthcare professional, changes that pattern in three ways.
A simpler experience
Employees stop searching a portal alone. One person already knows their coverage and reaches out instead of waiting to be found.
Better outcomes
Trust changes behavior, and changed behavior improves health. Employees who trust their advisor get screened, follow through on treatment, and manage chronic conditions instead of letting them go unaddressed.
Rebalanced spend
Cost doesn't disappear, it moves. Spend shifts away from avoidable ER visits and delayed diagnoses, toward the care your workforce needed all along.
The model, from where you sit
Aperion starts with an assessment of your workforce to find where cost and care gaps concentrate.
Aperion then matches each covered member with an advisor, introduced at launch and connected through the moments that matter: a diagnosis, a confusing bill, a referral that needs follow-up.
Aperion tracks what changes across your population and reports it back in a format built for a benefits committee, not a clinical audience.
CONTACT
If Aperion sounds like the right fit, we'd like to hear about your workforce.
Who is Aperion for?
Aperion serves self-funded employers with 1,000 or more covered members. If that describes your organization, we'd like to talk.
Not there yet? The best path forward is to ask your broker or HR team to bring Aperion to your organization.